Yamhill OR Reverse Mortgage Specialists

It could be overpowering to decide if getting a reverse mortgage in Yamhill OR will be the right choice for you. When deciding on whether one is best for you, professional guidance is invaluable; so too is selecting a loan originator who’s highly trained in all areas of reverse mortgages.

To be able to be employed by our company, each of the mortgage specialists must consent to and follow not only our ethics policy, but our code of conducts also. The objective of all our consultants is to structure the home loan which best meets your needs and goals. They are all required to disclose and discuss with you the conditions and terms of the mortgage loan. The two main things you will not get from our loan officers. Firstly you will not ever get pressured to buy. Second you won’t be steered into other products and services. Please take a look at our fees with other mortgage companies. I believe what you will find is that both our fees and interest rates tend to be very competitively priced. You shouldn’t ever be pushed by any professional about moving forward, only you can come up with that ultimate decision.

The easiest way to empower yourself is through self education and learning. We highly recommend doing research online to not only better learn how the reverse mortgage works, but also to look for a local professional in Yamhill Oregon. The two really big reasons to do research on your own, First, you could potentially get a better loan. Second, you could end up getting a much better deal on your interest rate and fees. If you want a very good explanation of the way a reverse mortgage works, the drawbacks, pros and cons, misconceptions, meanings, explanations and more, Then you need to check out the US Department of Housing and Urban Development website.

We realize that the reverse mortgage might not be ideal for you. For some people the reverse mortgage may be the only solution, For other people, there could be all kinds of options which need to be evaluated. If however, a reverse mortgage would most likely meet your needs, we ask you to call us. An experienced loan officer will discuss every step of the process and answer any and all concerns you will have. To get a much better understanding of the way we approach our clients and also how we function as a company, go through our Ethics Policy.

You are going to need to do business with someone that only works with reverse mortgages. Almost every mortgage broker or mortgage banker in Yamhill OR can take an application for a reverse mortgage. However, be sure you look for and do business with someone that only works on reverse mortgages. This is a mortgage product that’s really different than conventional forward mortgages you will need to work with someone who genuinely understands not only the loan but the best way to structure it in order to meet your needs both today and in the future.